Filing for bankruptcy offers a fresh start to individuals who’ve found themselves overwhelmed in debt. Even the most well-meaning people can find themselves in such a situation, wondering where to turn and what to do to resolve the matter. Bankruptcy is a viable option for most people who are in debt and need a fresh start. A Chapter 7 bankruptcy filing clears all of your debts so you have a clean slate to start over with. However, not every debt is dischargeable under bankruptcy law. If you are considering bankruptcy everett wa, it is important to do so with the help of an experienced lawyer on your side. They’ll ensure the process is completed accurately so you get the results that you want when it’s time to appear in bankruptcy court.
The following items are among those that cannot be discharged during a bankruptcy proceeding.
· Fines and penalties bestowed upon local courts and jurisdictions
· Child support payments
· Alimony payments
· DUI-related court-ordered financial judgements
· Some tax debts
Some debt is usually not discharged but there may be an exception made in certain cases if it is requested. For example, you may request dismissal of a student loan if you can prove to the judge that repaying the debt is impossible. Most other debt can be discharged under bankruptcy, including credit card and medical debt, the two biggest debtors today.
Lawyers offer free consultations to individuals who want to file bankruptcy or who want more information about the procedure. There is no obligation to hire the lawyer after the consultation, but it is ideal to use this time to learn more about the specific details pertaining to your case. It may not be the expected way you spent life, but it can help you get back on the right road toward that lifestyle.